Nice Places in Bulgaria. Bulgaria Guide.

Office Office buildings For rent, city of Sofia, Blvd Bulgaria


Account statement for the last three months evidencing the declared incomes. After it equal monthly installments during the loan term are paid. Applicants who are not citizens of the United Kingdom are expected to provide documents corresponding to those listed for UK citizens. For applicants / joints applicants who receive rental income: 1. For applicants / joints applicants who work as freelancers or owners of companies: 1. For the first year the interest rate is 1.5% or 5.9% for the first 3 years. However, if the acquired property is a plot, a local citizen should acquire a property. In case of overdue payments the bank charges a penalty interest rate which is the the interest rate agreed plus 20 points. Letter from an accountant establishing the net income for the last year or an Income Statement. Mirela Real Estate agency has a partnership with leading Bulgarian banks based on a licensed contract, by the force of which we represent them,which issign of respect and trust. The applicant's income should be 1.50 times the monthly installments. The bank also offers property insurance.First Investment bank Every able local or foreign citizen is considered an eligible borrower. The bank has an application fee of BGN 20 and an administration fee of 0.5%, payable at loan disbursement. The maximum term is 240 months with a loan purpose - acquisition of a real estate. The minimum amount of the credit is Eur 7500, the maximum is Eur 250 000 for a period of up to 20 years (the currency isEUR).A person must be at least 23 years old to be considered eligible and the age plus the loan period shouldn't exceed 65 years. The utilization is according to utilization plan.The application fee is Eur 50 and the management fee is 2%. There are no limits concerning the maximum loan amount. There is a standard interest rate for the rest of the loan period which is 6.5%. There is also an early repayment charge from 2% to 5% as well as a commitment fee - 0.5% and a renegotiation fee - 1.5%. Up to 80% of the market value of the mortgaged property can be financed.There is an option of a period when the borrower pays only interest which may be up to 12, 24 or 36 months. You can read more on the fees and charges on their website.